Themoney.tj Blog: Personal Finance and Somoni in Tajikistan

We help people in Tajikistan and their families abroad manage money wisely: TJS exchange rates, currency exchange, Tajik banks, cards, deposits, loans and remittances — explained in clear, simple language.

Showing 13 - 24 of 30
Доллары США и наличный обмен валюты в Таджикистане
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Do banks accept old dollars in Tajikistan: 1990s notes and how to exchange them

Which old US dollars are accepted in Tajikistan: 1990s notes, small-head series, worn bills. Where to exchange and at what rate.

Bank or exchange office: where to change currency in Tajikistan, and why it is the same choice
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Bank or exchange office: where to change currency in Tajikistan, and why it is the same choice

What is the difference between a bank and an exchange office in Tajikistan? Why it is one regulator and one system, and how to actually compare.

Dushanbe banks with the best RUB rate: how to compare without illusions
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Dushanbe banks with the best RUB rate: how to compare without illusions

Which Dushanbe banks more often offer the best RUB rate. How rates are formed, specifics of large transfers, and finding the best offer.

Dushanbe banks with the best USD rate: where to look, how to compare
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Dushanbe banks with the best USD rate: where to look, how to compare

Which Dushanbe banks most often offer the best USD rate. How rates are built, what to watch for, and how to use the widget.

How to find the best currency exchange rate in Dushanbe: a five-minute algorithm
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How to find the best currency exchange rate in Dushanbe: a five-minute algorithm

A step-by-step algorithm for finding the best exchange rate in Dushanbe: widget, bank comparison, spread maths, branch choice. No wandering around the city.

Обмен валюты в Таджикистане: хиро-изображение
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Official rate and bank rate in Tajikistan: how they differ and which one to look at

How the official NBT rate differs from the bank rate: what each is for, why they do not match, and which rate to check before an exchange.

Деньги и документы после прилёта в Таджикистан
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Airport or city: where to exchange currency in Tajikistan and how much you lose

Where to exchange currency more profitably in Tajikistan: at the airport or in the city. Real losses on the rate, a minimum starter exchange, and an action plan.

Обмен валюты в Таджикистане: контекстное изображение
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Cash or card in Tajikistan: where to pay, where to exchange, and what does not work

Where cards are accepted in Tajikistan and where it is cash only. Comparing conversion costs, ATMs, Russian and international cards — a practical breakdown.

Dollars or roubles for Tajikistan: a breakdown for Russian travellers
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Dollars or roubles for Tajikistan: a breakdown for Russian travellers

A full breakdown for Russian travellers: dollars or roubles for Tajikistan, which is better. Spread comparisons, calculations for different sums, exchange convenience.

Обмен валюты в Таджикистане: хиро-изображение
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Which currency to bring to Tajikistan: dollars, roubles, euros, or somoni right away

What to bring on a trip to Tajikistan: dollars, roubles, or euros. A comparison of rates, spreads, exchange convenience, and real-life calculations for travellers.

Where to exchange dollars in Bokhtar: bank rates and an exchange scheme for Khatlon
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Where to exchange dollars in Bokhtar: bank rates and an exchange scheme for Khatlon

How to exchange dollars in Bokhtar: comparing bank rates in the southern capital of Khatlon, regional specifics and a step-by-step plan.

Where to exchange roubles in Khujand: bank rates, migrants and large sums
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Where to exchange roubles in Khujand: bank rates, migrants and large sums

How to exchange roubles in Khujand: comparing bank rates, specifics for labour migrants, transfers from Russia, and a step-by-step plan.